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Overdrafts & bank loans
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Overdrafts and loans are the most common form of financing available to businesses. Used properly, they provide a
simple and effective way of financing the growth of your business.
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Subsidised loans, guaranteed loans
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If you have a promising business, but cannot provide the security needed for a conventional bank loan, the
government's Loan Guarantee Scheme may be what you need.
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Venture capital
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Venture capital firms provide unsecured financing in return for a proportion of your shares. They take a higher
risk than banks do, in the expectation of receiving higher return
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Business angels
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Finance of £10,000 to £250,000 can be surprisingly difficult to obtain. Banks generally require security and most
venture capital firms are not interested in financing these amounts.
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Factoring & invoice discounting
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Growing businesses often find that factoring is a more flexible source of working capital than overdrafts or loans.
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Car finance
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If you have decided to invest or reinvest in cars for your business, raising the money is unlikely to be a problem.
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Financing equipment
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Hiring or leasing equipment is one way of making your working capital go further. Instead of paying out up-front,
you can spread your payments over a set period, and benefit from the use of the equipment in the meantime.
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Getting a grant for your business
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Getting grant-funding could really help your business develop and grow. But even experts can find it difficult to
keep track of the hundreds of different grant schemes which keep appearing - and then disappearing.
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Export finance
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Exporting tends to be financially more demanding than selling within the UK. Consignments are usually larger, the
lead times are longer, and the risks are more difficult to control.
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Import finance
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Many businesses find that importing requires greater financial flexibility and reserves than buying from a UK
supplier. Rather than buying on credit, you often need to commit finance well in advance of taking delivery.
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Unlike some of our competitors, we love all kinds of businesses
...come and talk to us!
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