We make your money work harder
When your business has funds that are not required on a day-to-day basis, our Business Reserve Account provides an ideal place to deposit them. High rates of interest, great flexibility and ease of access combine to make your business money work even harder.

Tiered rates of interest.
This means the more you deposit, the higher the interest rate, so you earn more on your money. The interest can be paid annually or monthly to allow you to manage your cash flow and, subject to eligibility, you may be able to receive the interest gross.

Access where and when you want it.
Managing your account couldn't be easier. You can access your account from home, the office or on the road, 365 days per year, using our telephone and e-banking services or through our extensive network of cash machines.

When you want to pay money into your account, you have a wide variety of options. Cash and cheque deposits can be made at Abbey branch based cash machines and cheques can be posted direct to the banking centre. You can also arrange for electronic payments to your account by BACS, CHAPS and foreign payments.

If you want to withdraw money from your account you can request a cheque from the banking centre or choose to have a cheque book enabling you to draw directly from your account. Additionally you can make electronic withdrawals by requesting a CHAPS or foreign payment. Whichever you choose, you can make up to five withdrawals a month from your account.

By linking your business accounts together, you can also transfer money between them using the telephone and e-banking services.

Up-to-the-minute information.
You can check your balance and recent transactions using the telephone or e-banking services or at Abbey cash machines. You will also receive a regular statement giving you a detailed summary of the transactions on your account.

To help you manage your account, you'll be provided with an Operator Card. This provides access to all Abbey cash machines, and enables you to carry out activities such as depositing money into the account and obtaining balances and recent transaction information.

To provide you with even more flexibility, you can authorise additional members of your staff to have varying levels of access to your account, either as authorised signatories or cardholders or both.